How Builder Incentives Are Quietly Winning in Today’s Market

by Gale Culver

I was walking a new build site in Queen Creek last week with one of my buyers (a fellow dog lover) and they asked a smart question:

“Are builders doing anything to help buyers right now?”

YES. And it’s not just some free blinds or a slightly upgraded backsplash.
Builder incentives are back and they’re stronger than ever.

Here’s what I’m seeing in real time here in the East Valley:

🔻 Interest Rate Buydowns: Some builders are offering temporary or permanent rate buydowns into the 4s. This can save hundreds on your monthly payment, without waiting for the Fed to cooperate.

🛠️ Upgrades & Credits: Think luxury vinyl plank, quartz counters, or thousands toward design center selections. One client recently got their blinds installed and a backyard package included.

💰 Closing Cost Assistance: Yes, builders are helping with that too, especially if you use their preferred lender.

And why are they doing this? Because homes are sitting longer. Builders want to keep sales moving, so they’re sweetening the deal.

I recently helped a couple snag a brand-new home with all the upgrades and a below-market interest rate. Their dogs now have a yard, and they didn’t have to wait out the market or “hope rates drop.” They acted on facts, not fear.

So if you’ve been scrolling Zillow while binge-watching Friends, wondering if it’s better to wait, consider this your sign from the real estate gods (or maybe Joey Tribbiani):

“If you know what you want, and it’s out there... GO GET IT.”

You just need someone who knows how to ask the right questions, push the right way, and get you the best deal.

I can help you spot these incentives before they’re gone. Book a buyer consult today at https://arizonarealestateexpert.com and let’s build the plan that gets you home.

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"Real estate isn’t just about buying and selling houses—it’s about creating opportunities, building wealth, and turning dreams into reality. Everyone deserves a place to call home, and I’m here to make that happen."

+1(909) 380-2122

gale@arizonarealestateexpert.com

3707 E Southern Ave, Mesa, AZ, 85206, United States

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